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Canadian Tax Expert Explains RRSP Meltdown Strategy to Neutralize Pain of Deferred Tax on (1)

Published: January 7, 2021

Last Updated: April 5, 2021

Canadian tax lawyer David Rotfleisch was recently featured in an article published in In the article, David explains how taxpayers can take advantage of the RRSP meltdown strategy in order to dampen the agony of deferred taxes on retirement savings.

“But as Canadian tax lawyer David Rotfleisch explained in a recent column, there’s a way to neutralize the pain of that deferred tax. The strategy, called RRSP meltdown, involves obtaining a personal investment loan that generates an interest deduction that’s equal in amount to ongoing RRSP withdrawals.” —, “RRSP meltdown: an adventurous tax-planning strategy”

Read the report here.


"This article provides information of a general nature only. It is only current at the posting date. It is not updated and it may no longer be current. It does not provide legal advice nor can it or should it be relied upon. All tax situations are specific to their facts and will differ from the situations in the articles. If you have specific legal questions you should consult a lawyer."

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